Impact of Financial Literacy and Risk Perception on Investment Decision: A SEM Study of the Lucknow and Kanpur Districts in Uttar Pradesh, India. International Journal of Management and Humanities (IJMH), [S. l.], v. 12, n. 10, p. 1–9, 2026. DOI: 10.35940/ijmh.J1882.12100626. Disponível em: https://journals.blueeyesintelligence.org/index.php/ijmh/article/view/1116.. Acesso em: 30 jun. 2026.