Identifying Optimal Innovative Machine Learning Models for Predicting U.S. Mortgage Loan Defaults: A Comparative Analysis. International Journal of Innovative Technology and Exploring Engineering (IJITEE), [S. l.], v. 14, n. 10, p. 1–8, 2025. DOI: 10.35940/ijitee.I1127.14100925. Disponível em: https://journals.blueeyesintelligence.org/index.php/ijitee/article/view/879.. Acesso em: 8 oct. 2025.